Personal Finance Starts at Home | Shoe String Budgets

Examining one?s personal financial situation can sometimes be a painful process. Budgeting, saving, planning, and insuring against worse case scenarios are just a few of the processes one must design. However, personal finance encompasses more than just financial matters. It involves a lifestyle change that can positively impact one?s day to day monthly expenditures. The most basic need of every person is food. We all must eat to survive. Most of us are not willing to purchase cheap food alternatives just to save a few dollars. The question becomes ? How can we save each month on our allotted food budget and still remain healthy and fit?? The answer might be simpler than one might expect. EAT AT HOME!

The benefits of eating at home as opposed to eating at restaurants regularly can really save quite a bit on a monthly food allotment. Most people think that eating at home is marginally cheaper than eating out, but specific studies show the difference can be dramatic. One website, corriehaffywordpress.com examines this very subject. She breaks down the cost of making a pot of soup at home-Asian-style chicken soup with oyster mushrooms, daikon radish, cabbage, and rice. In breaking down the cost, the average cost per serving was $1.27. A similar soup offered at the local Thai restaurant was $8.87 serving. This is a difference of 86.6% in the cost! The interesting thing about this comparison is that it is not an aberration. Homemade pizza was $2.09 as opposed to Pizza Hut servings costing $6.39 for a difference of 68.3%.

Another study on the internet references the cost of cooking hamburgers on the grill for a family of four and comparing this cost to eating out at Wendy?s. For a home cooked meal of hamburgers, the cost per serving is $1.96 vs $7.46 eating out. This is a cost savings of 74.9%! However, the advantages are not just in financial savings.

Overall, eating at home is healthier than eating out. The serving sizes are much more realistic and cater to the individual person. Eating at home promotes a more fulfilling family lifestyle. Knowing exactly what you are eating gives the consumer more control over their diet. People with allergies and food requirements find it much easier to comply with doctors recommendations at home.

Conclusion- Eating at home will save you big bucks over the course of a month and you will enjoy a healthier, more fulfilling lifestyle. Whose turn is it to do the dishes?

bobby valentine al franken al franken mary did you know philadelphia eagles vince young vince young