Once or twice a year our credit union will pre-approve us to skip the monthly payments on all of our loans.? They offered it for July and after discussion and some math?we took them up on it.? The interest rates on all three loans with the credit union are significantly less than our other debt.? (2.9% on both vehicles, 11.9% on the signature loan).? We were able to send a larger payment?to Bank of?America (the lender I hate more and more every day)?today ($1200 instead of $580), pay extra to the smallest balance card ($100 instead of $50)?and free up some cash for the inevitable vacation spending (so that we didn?t incur more debt while on the trip).
This time I write to inform?not seek opinions to act.? However, I always welcome feedback (the good, the bad and the ugly) on this financial decision.? I?m here to read these this time and won?t be replying due to current time constraints.? Did I mention I had work travel this week?? Overnight Wednesday to late last night.? I?m a walking zombie at the moment.? Note to self:? mark myself ?unavailable for travel? the week after vacation! Bring on the weekend!
Source: http://www.bloggingawaydebt.com/2012/07/skip-a-month-from-the-credit-union/
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